Why Kiaraa Pay Services Matter

Secure, fast and scalable services for Retailers, Distributors & API Partners — all in one platform.

Vendor Payment

Secure domestic transfer with low charges and real-time status tracking.

View DMT —
AEPS

Cash Withdrawal, Balance Enquiry & Mini Statement with instant settlements.

Explore AEPS —
Recharge

Mobile, DTH & Data recharge with fast processing and reliable operator support.

Recharge Plans —
Bill Payments

Electricity, Gas, Water, Broadband & more with smooth BBPS experience.

Pay Bills —
AEPS Settlement

Instant payout to bank accounts with secure routing and charge transparency.

Start Payout —
UPI / QR

UPI collect, QR payments & seamless acceptance for merchants and partners.

Enable UPI —
PAN / KYC

Digital onboarding & verification flow for faster customer activation.

Verify Now —
Payment Gateway

Collect payments online with success-focused routing and clear reporting.

Get PG —
API Integration

All services API available for partners — fast onboarding with documentation.

Request API —
Business Payment Infrastructure

Complete Digital Payment
Ecosystem for Businesses

Kiaraa Pay provides a unified fintech ecosystem to manage collections, settlements, payouts and API-based transactions securely across India.

Merchant Collection

Accept payments through UPI, QR, Cards & Net Banking with real-time settlement tracking and live reports.

Instant Payouts

Transfer funds directly to bank accounts with secure routing, automated reconciliation and instant processing.

API & White-Label Solutions

Powerful APIs for AEPS, DMT, Recharge & Bill Payments — designed for fintech startups and enterprise partners.

Kiaraa Pay Ecosystem
Fast Settlements
Secure Payments
API Integration
Growing Fintech Network

Trusted by Businesses & Retailers

Kiaraa Pay empowers retailers, distributors and merchants with reliable payment infrastructure and secure digital services.

2,50,000+

Happy Customers

12,000+

Merchants

50+

Services

99.9%

Uptime

Customer Reviews

What Our Customers Say

Trusted by retailers, distributors & merchants across India with secure fintech services.